Friday, June 7, 2019

Generation X Millennial Gen Y Gen Z Explained

Generation X

Generation X was born between 1965 and 1979 and as of 2019 are between the ages of 40 and 54..
  • Years Born: 1965 to 1979
  • Current Ages: 40 to 54
  • Other Nicknames: "Latchkey" generation, MTV generation
  • Generation Size: 82 Million
  • Media Consumption:  Gen X still reads newspapers, magazines, listens to the radio, and watches TV -- about 165 hours worth of TV a month. However, they are also digitally savvy and spend roughly 7 hours a week on Facebook.
  • Banking Habits: Since they are digitally savvy, Gen X will do some research and financial management online, but still prefer to do transactions in person. Believe banking is a person-to-person business and exhibit brand loyalty.
  • Shaping Events: End of the cold war, the rise of personal computing, and feeling lost between the two huge generations.
  • What's next on Gen X's financial horizon: Gen X is trying to raise a family, pay off student debt, and take care of aging parents. These demands put a high strain on their resources. The average Gen Xer carries $142,000 in debt. They are looking to reduce their debt while building a stable saving plan for the future.

Millennials (Gen Y)

Millennials, or Gen Y, were born between 1980 and 1994 and as of 2019 are between the ages of 25 and 39.
  • Years Born: 1980 to 1994
  • Current Ages: 25 to 39
  • Other Nicknames: Gen Y, Gen Me, Gen We, Echo Boomers
  • Generation Size: 95 Million
  • Media Consumption: 95% still watch TV, but Netflix edges out traditional cable as the provider. Cord-cutting in favor of streaming services is the popular choice. This generation is extremely comfortable with mobile devices but 32% will still use a computer for purchases. They typically have multiple social media accounts.
  • Banking Habits: Millennials have less brand loyalty than previous generations. They prefer to shop product and features first and have little patience for inefficient or poor service. Because of this, Millennials place their trust in brands with superior product history such as Apple and Google. They seek digital tools to help manage their debt and see their banks as transactional as opposed to relational.
  • Shaping Events: The Great Recession, the technological explosion of the internet and social media, and 9/11
  • What's next on their financial horizonMillennials are entering the workforce with high amounts of student debt. This is delaying major purchases like weddings and homes. Because of this financial instability, Millennials prefer access over ownership which can be seen through their preference for on-demand services. They want partners that will help guide them to their big purchases.

Gen Z

Gen Z was born between 1995 and 2015 and as of 2018 are between the ages of 3 and 2013
  • Years Born: 1995 to 2015
  • Currently Aged: 4 to 24
  • Other Nicknames: iGeneration, Post-millennials, Homeland Generation
  • Generation Size: Roughly 25% of the population
  • Media Consumption: The average Gen Zer received their first mobile phone at age 10.3 years. Many of them grew up playing with their parents' mobile phones or tablets. They have grown up in a hyper-connected world, and the smartphone is their preferred method of communication. On average, they spend at least 3 hours a day on their mobile device.
  • Banking Habits: This generation has seen the struggle of Millennials and has adopted a more fiscally conservative approach. They want to avoid debt and appreciate accounts or services that aid in that endeavor. Debit cards top their priority list followed by mobile banking. Over 50% have not entered a bank branch in at least 3 months.
  • Shaping Events: Smartphones, social media, never knowing a country not at war, and seeing the financial struggles of their parents (Gen X).
  • What's next on Gen Z's financial horizon: Learning about personal finance. They have a strong appetite for financial education and are opening savings accounts at younger ages than prior generations.
If you want to know more about Gen Z, check out this deep dive into their media consumption and banking habits.""

"The Baby Boomer Generation

Baby boomers were born between the years of 1944 and 1964, and as of 2019 they are between the ages of 55 and 75.
  • Years Born: 1944 to 1964
  • Current Ages: 55 to 75
  • Generation Size: 76 Million
  • Media Consumption: Highest consumers of traditional media like television, radio, magazines, and newspaper. However, 90% have a Facebook account.
  • Banking Habits: Prefer to go into a branch to do transactions.
  • Shaping Events: Post-WWII optimism, the cold war, and the hippie movement.
  • What's next on their financial horizon: Unexpectedly, this generation is experiencing the highest growth in student loan debt. They have a belief that you should take care of your children enough to set them on the right course but don't plan on leaving any inheritance."


Wednesday, June 5, 2019

create your own oracle cards and 
find your own inner wisdom

The History Of The Negro Wall Street - The Unforgettable Horrific Event ...

African-Americans Are A Big Threat To American Society - And Here's Why ...

Clotilda - The Last American Slave Ship Of The 1860's?

Manifest Miracles While You Sleep!! Listen Every Night Before Bed, Mirac...

I Was Born A One ! On A Life Path Of 7s

I was born a 1
I chose the first name 7
before coming to earth...

I came to earth in a 7 year
to travel a life path of 7...

2017 eclipse track with cities

my spiritual journey started 8/21/2017
9 years of health issues began it's reverse
a month before the total solar eclipse...

twos (2) started appearing everywhere
in sequences os 3s on everything around me...

two year later I've ascended to the 5th Dimension
from the 3D world of judgement and suffering
to one of love compassion and peace...

the sword of peace comforts me
on my sacred journey of ascension...

my spiritual number is 777
my earth number is 17
my next 9 years has begun...

I've awaken to who I am
and why it is I came here...

111 numerology. | numerology 111 meaning .| Learn the Numerology meaning...


Saturday, June 1, 2019

Why You Seeing 4444

"The angel number 4444 signifies hard work.
It's telling you that all your hard work will soon be paying off."

Number 5555 meaning.

"The meaning of number 5555 suggests with patience, harmony and balance, the desired improvements you are working on is being manifested. The addition of number two, (5+5+5+5= 20, 2+0= 2) which signifies peace, harmony and patience. Your intentions are coming to reality but require patience."